first home buyers
First Home Buyer Loans.
Made Simple. Fully Supported.
Buying your first home is exciting, but it can be overwhelming. From explaining government First Home Buyer Grants and incentives to guiding you through pre-approval, documentation, and settlement, we’re with you every step of the way.
We make it simple: explain the process, handle the paperwork, and stay by your side from pre-approval to move-in day and beyond so you can make confident decisions about your future as you step on to the property ladder.
How we help
Borrowing power analysis:
Understand how much you can borrow and what impacts your borrowing capacity.
Government grants and schemes (state-specific):
Maximise your savings with expert guidance on first home buyer grants and incentives available in your state.
Deposit and savings strategy:
Build a smart deposit plan tailored to your goals, income, and property timeline.
Lender comparison & negotiation:
We compare multiple lenders to find the most competitive rates and terms, then negotiate on your behalf to secure the best finance solution for your needs.
Settlement coordination:
We manage the entire settlement process, ensuring all documents, timelines, and communications between parties are handled smoothly for a stress free completion.
Your First-Home Roadmap
1. Discovery & Goal Setting
2. Strategy & Grants Check
3. Pre-Approval
4. Purchase & Settlement
5. Annual Mortgage Review
Why do First Home Buyers Trust Us?
“As a complete novice to the world of property buying, I cannot thank Ray, Bec, and Joel at Chamberlain & Co enough for their incredible support throughout the entire process of purchasing my first home. From day one, they made me feel completely comfortable, informed, and in exceptionally good hands.”
Contact Us
If you’re ready to buy your first home, we’re ready to help.
With trusted advice, genuine care, and proven results, Chamberlain+Co is your independent lending partner for life.
Obligation-free chat
Straight-talking advice
Loan options that suit you
Online, on the phone or we’ll come to you
Book a 20-minute discovery call with Ray Chamberlain and the team today.