property loans with a personal touch
Expert Lending for Every Stage of Your Journey
At Chamberlain + Co, we specialise in property finance with purpose.
we help you secure the right loan for your first home, next move, investment property, SMSF purchase, or commercial real estate venture with a solution tailored for you, with genuine care.
A Teacher’s Heart Meets a Head for Finance
Before founding Chamberlain + Co, Ray built a career as a teacher, guiding, mentoring, and inspiring others to reach their potential. Those same principles now shape how he and his team work with every client. Through clear communication, honest guidance, and supportive education, Ray ensures clients not only secure the right loan but truly understand their choice.
What began in 1998, in the back room of his home, quickly grew into something remarkable. Ray’s first client — a dad who wanted to take his kids to Disneyland — reminded him that behind every mortgage is a story, a dream, a goal, a human. That same excitement of helping others achieve their dreams still drives Chamberlain + Co today.
integrity, experience & connection.
our ethos
As a fully accredited member of the MFAA (Mortgage and Finance Association of Australia) and a retired AFL Field Umpire, Ray brings both professionalism and fairness to every interaction. His approach is grounded in transparency, trust, and genuine care which became the values that shaped Chamberlain + Co into one of Australia’s most modern, clever, and connected lending services.
With a growing team of passionate professionals, the business has evolved far beyond its humble beginnings but the commitment to real relationships remains unchanged. Chamberlain + Co is proud to build multigenerational relationships, helping families and businesses make confident financial decisions for today and tomorrow.
why clients choose chamberlain + co
Industry Expertise
Decades of experience in finance and finding the right loan solutions to help clients achieve their financial and personal goals.
Modern Lending Solutions
Smart, connected tools backed by real people helping to make the complex process easy by handling the pain and process for you.
Genuine Care, Great Results
The team takes the time to genuinely understand your short term and long term goals, your needs and who you are and what you care about to ensure you get the outcome you need and want.
Educational Approach
Empowering clients with understanding of the right solution for them, not hiding behind jargon and acting for the banks.
Personalised Service
Honest, human conversations that build trust, and solutions that work to your unique circumstances and goals.
Real Relationships
Building real relationships proven to last generations and across family and friends through genuine care for your outcomes and support throughout the process and beyond.
Contact us.
Ready to get started?
Book a free 20 minute chat with our team to discuss your goals.
We can meet online, over the phone or in person as it suits you for an obligation free conversation about how we can help make your loan process as simple and stress free as possible.